Whether you like it or not, money is a major factor that controls what you can and can’t do in life. That’s why it’s important to be financially wise.

Whether you’re planning a retirement fund or getting ready to launch a business, being savvy with your cash is vital. From Warren Buffett to Oprah Winfrey — some of the wealthiest people in the world started from nothing but were smart about managing money.

So take it from the pros. Here are 10 wise money quotes from millionaires and billionaires.

1). Mark Cuban

2). Warren Buffett

3). Tony Robbins

4). Oprah Winfrey

5). Dave Ramsey

6). Barbara Corcoran

7). Peter Lynch

8). Suze Orman

9). Bill Gates

10). Steve Jobs