” I have ever since moved with the saying insurance is something you better have and not need than need and not have” – Recounts Joseph.
Last year a friend at work lectured Joseph about the importance of insurance just after he had got a fracture following a Boda accident telling him the need to have a personal accident medical plan and more policies. Karanja based on this lecture and dared to take a last respects cover for Kshs. 2000 per annum only to cover his parents and his parents-in-law. 8 months later his father-in-law was involved in an accident along Mombasa road as he was coming from Kitengela and he was rushed to Kenyatta National Referral hospital.
” Mzee was in the hospital for just 3 days but succumbed to his injuries ” – Karanja added. While in excruciating pain, perplexed and baffled on what to do next he contacted Octagon Africa with whom he had taken the easy cover last respects policy to inquire about the procedure and time it will take to be compensated. ” The lady assured me for accident-related claims there is no waiting period,” he said.
“I acquired Octagon Easy cover a last respects cover by paying an annual premium of Kshs. 2000 and I was compensated Kshs. 50,000 which was a financial relief in trying times and it helped with clearing hospital bills” – Joseph Karanja Muthee narrates.
When we contacted Octagon Africa on this cover this is what we got
Losing a loved one is an extremely difficult experience. Picking up the pieces while dealing with the accompanying emotions can be stressful. There are also many expenses associated with death that can, on average, exceed Kshs. 100,000.
Without support, most families have a hard time coming up with these funds quickly. Octagon Last Respects Easy Cover can save families from having to withdraw from their savings or sell precious assets to come up with the necessary funds required to bury a loved one.
While most people don’t like to talk about end-of-life issues, it is important to plan for them. Expenses associated with death, such as caskets and embalming, can have a substantial financial impact on those you love. Octagon  Last Respects Easy Cover can help protect your loved ones from having to pay these costs out of pocket.
In 2017, the average funeral exceeded Ksh 100,000. In most cases, a basic funeral service will include a memorial, death certificates for the deceased, and housing the remains. In addition to those costs, there are also charges involved for goods and services, such as transportation, preparation, and embalming, use of the funeral home, a casket and headstone, a burial plot, gravesite, the burial service, or alternatively, cremation. There may also be additional costs, such as flowers and the printing of memorial cards.
Purchasing Octagon Last Respects Easy Cover is easy. We offer two options;
Option            Premium Per Family Per Annum         Benefits
Option A Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Kshs. 5,000Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Kshs. 200,000
Option BÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Kshs. 3,000Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Kshs. 100,000
Option CÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Kshs. 2000Â Â Â Â Â Â Â Â Â Â Â Kshs. 50,000