Accidents are inevitable and are part of our day-to-day lives from childhood to the golden ages.

While children are the most prone to accidents because of their lack of sense of danger, adults also often find themselves in serious accidents.

Falls account for the majority of non-fatal accidents among kids and adults. Other accidents can include road accidents, cuts, whips, and breakages, among others.

Some accidents can lead to serious injuries that can be costly to treat without a good personal accident cover.

This can equally place a financial strain on the victim’s family or lead to hospital detentions of a patient due to unpaid medical bills.

This call for financial backup should the unexpected happen, as hospital bills can add up to a hefty amount.

Timiza is now making it easier than ever for Kenyans to stay covered in the event of an accident through the Timiza Personal Cover product.

The mobile-only platform allows customers to access personal accident cover of Sh100,000 and funeral cover of Sh50,000 at only Sh42 per month, making it one of the cheapest insurance facilities in Kenya.

Did you know you can withdraw Timiza funds from an ATM?

Customers can access the service in the comfort of their homes by dialing *848#, or through the Timiza mobile app available on the Google Play Store or IOS App Store.

All one needs to do is to select the insurance option, accept the terms and conditions, and subscribe to the insurance option.

The premium payments are deducted from the customer’s Timiza wallet account at the end of every month.

Timiza encourages its customers to always ensure they have sufficient funds in their Timiza wallet to cater for the insurance

Jules Wako a beneficiary of the insurance facility says the product is a game-changer adding that he learned about it after almost losing his business in the aftermath of a road accident.

”I wish I knew Timiza earlier because I couldn’t have wasted my business money when I was involved in an accident that left me with a broken rib. The insurance cover would have sorted my medical bills and my business would be on another level,’’ he said.