The Tower Sacco which is headquartered in Ol Kalou, Nyandarua County has paid out a total of Sh2.88 billion to its members. This payout has included a return payout to Sacco members for the year 2025 at the rate of 20 percent dividends on share capital and 13 percent rebates on deposits.
This payout was announced during the Tower Sacco’s Annual General Meeting which was held on January 24, 2026 in Ol Kalou Town.
These were the same percentage amounts that the Sacco’s members were paid in the financial year 2024.
In the 2025 financial year, the Sacco’s total assets increased by 23 percent to Sh34.6 billion while loans and advances grew by 17 percent to Sh25.2 billion. Revenues recorded a growth of 22 percent in the year under review to Sh5.28 billion.
“Overall financial performance remained strong. Total revenues for the year amounted to Sh5.3 billion, compared to Sh4.3 billion in 2024, representing a growth of Sh951 million equivalent to 22 percent gain,” the Sacco announced. “Surplus before tax stood at Sh1.3 billion, compared to Sh1.05 billion in the previous year, reflecting a growth of Sh241 million equivalent to 23 percent.”
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The Sacco further announced that during the 2025 financial year, its membership had increased by 55,588 new members from 192,270 members to 247,858 members. This translated to a growth of 29 percent in membership.
Total share capital and members’ deposits grew from Sh22.5 billion as at the end of December 2024 to Sh28 billion as at the end of December 2025. This represented an increase of Sh5.3 billion which was equivalent to a growth of 23 percent.
At the same time, the Sacco said that it is currently conducting feasibility studies in four towns with the aim of opening new branches. The four towns include Mombasa, Kenol, Eldoret, and Kajiado. This, stated Tower, is in line with its goal of attain an asset base of Sh80 billion by the year 2030.
In 2024, the Sacco opened three branches which are in Mwisho wa Lami, Nyeri and Makongeni. According to the newly released financials, the three branches have managed a combined membership of 6,752. They had disbursed loans worth Sh585.3 million and have cumulative deposits of Sh341.5 million.
