Why every business should open Haba na Haba Account by Co-op Bank

In the dynamic world of small and medium-sized enterprises (SMEs), resilience is not just an advantage; it is a necessity.

Entrepreneurs navigate fluctuating markets, shifting customer demands, supply chain pressures and evolving regulatory requirements.

While these challenges can be rewarding, they are often demanding. Building a business that can withstand uncertainty requires more than determination; it calls for a dependable financial partner.

The Haba na Haba Access Account by Co-operative Bank of Kenya is designed with this reality in mind.

Tailored for growing businesses, the account provides entrepreneurs with practical tools to manage cash flow, access credit, and conduct transactions efficiently, laying the groundwork for long-term stability and growth.

One of the standout features of the Haba na Haba Access Account is its accessibility. With no minimum operating balance, business owners are spared the pressure of maintaining high account thresholds, freeing up capital for day-to-day operations and reinvestment.

Account holders enjoy unlimited access to their funds, enabling them to respond quickly to operational needs or emerging opportunities. Whether it is restocking inventory, paying suppliers, or managing payroll, liquidity remains within reach.

In addition, eligible account holders can access business loans, providing a pathway to expansion and strategic investment. For many SMEs, timely access to credit can mean the difference between stagnation and sustainable growth.

Moreover, the Co-op Bank Haba na Haba account comes with a debit card that can be used for withdrawals and payments at all VISA-branded outlets, offering convenience both locally and internationally.

Entrepreneurs also benefit from low monthly ledger fees, helping to keep operational costs manageable. A suite of transactional solutions further ensures that businesses can manage payments and receipts smoothly.

Recognising the growing importance of digital finance, the Haba na Haba Access Account further offers mobile banking and internet banking services. This allows business owners to monitor and manage their finances anytime, anywhere.

Even more conveniently, the account can be opened digitally through the Co-op Bank and YEA mobile applications, reducing paperwork and saving valuable time.

How to open Haba na Haba account

Customers wishing to open Haba na Haba account are urged to visit the nearest Co-operative Bank branch countrywide with copies of National ID Card and KRA PIN. The minimum account opening balance is Sh550.

Haba na Haba Access Account features

• No minimum operating balance
• Access to funds as many times as required
• Account holder can access business loans
• Debit card available for withdrawals as well as for payments purposes at all VISA branded points
• Low monthly ledger fee
• Offers transactional solutions to account holders
• Convenient mobile banking and internet banking available
• Can be opened digitally via the Co-op Bank and YEA Apps.

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