As more companies across various sectors release their performance for the 2025 financial year, the banking sector delivered a mixed but largely resilient picture marked by strong profit growth among tier-one lenders.
Lenders, including Equity Group Holdings, KCB Group, and Co-operative Bank of Kenya, reported solid earnings growth driven by higher interest income and improved operational efficiencies.
However, institutions such as the Standard Chartered Bank and Stanbic posted a decline and flat performance, respectively, amid a challenging business environment.
This article shows how various banks performed in 2025 based on their financial results.
Equity Group
Equity Group Holdings reported a record 55 percent increase in Profit After Tax (PAT) for the 2025 financial year, reaching Sh75.5 billion, up from Sh48.8 billion in 2024.
The performance was driven by a 28 percent increase in net interest income and a 37 percent reduction in interest expense.
KCB Group
The Kenya Commercial Bank (KCB) Group reported an 11 percent rise in full-year 2025 pre-tax profit, driven by growth in interest income.
The lender said pre-tax profit climbed to Sh90.9 billion up from Sh82 billion the previous year.
The biggest bank in East and Central Africa by assets, closed FY2025 with profit after tax of Sh68.35 Billion, up 10.6 percent from Sh61.77 Billion and the highest in the bank’s history.
Co-op Bank
The Co-operative Bank of Kenya (Co-op Bank) reported a strong Profit Before Tax of Sh40.3 billion for the year ended 31 December 2025, compared to Sh34.8 billion recorded in the previous year, an impressive 15.8 percent growth.
Profit After Tax grew by 16.9 percent to Sh29.75 billion from Sh25.46 billion in 2024.
Absa Bank
Absa Bank Kenya PLC reported a 10 percent increase in profit after tax to Sh22.9 billion for the year ended 31 December 2025. The growth was driven by strong revenue expansion, disciplined risk management, and operational efficiency.
Standard Chartered Bank
Standard Chartered Bank Kenya reported an after-tax profit of Sh12.4 billion in FY2025, representing a 38 percent decline from Sh20.1 billion recorded in 2024
The drop was driven by weaker income, higher operating expenses, and a one-off cost of Sh2.6 billion related to the pension arrears case.
Stanbic bank
Stanbic Holdings PLC, the parent company of Stanbic Bank Kenya, has posted a profit after tax of Sh13.72 billion for the year ended 31 December 2025, virtually unchanged from Sh13.72 billion in 2024.
National Bank of Kenya
National Bank of Kenya (NBK), a wholly owned subsidiary of Access Bank PLC, reported a Profit after tax growth of 125 percent to Sh2.39 billion, up from Shs1.06 billion in 2024.
The performance was helped by improved asset quality following its integration into the Access Group.
| Bank | 2024 Profit (Sh Billion) | 2025 Profit (Sh Billion) | Growth (%) |
| Equity Group | 48.8 | 75.5 | +55% |
| KCB Group | 61.77 | 68.35 | +10.6% |
| Co-operative Bank | 25.46 | 29.75 | +16.9% |
| Absa Bank Kenya | 20.8 | 22.9 | +10% |
| Standard Chartered Bank Kenya | 20.1 | 12.4 | -38% |
| Stanbic Bank Kenya | 13.72 | 13.72 | 0% |
