The Central Bank of Kenya (CBK) has published loan interest rates charged by Kenyan commercial banks as of June 2025.
In the lending and deposit rates notice released on August 1, CBK said the overall average lending rate was 15.29, while the deposit rate was 8.37.
Citibank N.Kenya had the lowest lending rates at 10.60 percent, followed by Stanbic Bank Kenya Limited at 12.20 percent.
On the other hand, Access Bank (Kenya) PLC had the highest lending rate at 19.97 percent followed by Commercial International Bank (CIB) and Credit Bank PLC at 19.43 percent.
Below is the list of banks with the lowest and highest lending rates:
- Citibank N.Kenya- 10.60
- Stanbic Bank Kenya Limited-12.20.
- Ecobank Kenya Limited 12.90
- Standard Chartered Bank Kenya Limited 13.08
- Guardian Bank Limited -13.54
- Consolidated Bank of Kenya Limited -13.80.
- Paramount Bank Limited -14.37
- Habib Bank AG Zurich -14.61
- Gulf African Bank Limited -14.70
- Equity Bank Kenya Limited -14.84
- Bank of India -14.98
- Premier Bank Kenya Limited -15.00
- Bank of Baroda (Kenya) Limited -15.90
- Diamond Trust Bank Kenya Limited -15.15
- ABSA Bank Kenya PLC -15.29
- NCBA Bank Kenya PLC -15.41
- Prime Bank Limited -15.44
- Victoria Commercial Bank PLC -15.64
- KCB Bank Kenya Limited -15.69
- Guaranty Trust Bank (K) Ltd -15.74
- Kingdom Bank Limited -15.75
- National Bank of Kenya Limited -15.87
- Family Bank Limited -16.00
- Co-operative Bank of Kenya Limited -16.09
- M-Oriental Bank Limited -16.10
- African Banking Corporation Limited -16.17
- UBA Kenya Bank Limited -16.44
- I&M Bank Limited had -16.55
- The Development Bank of Kenya Limited -16.69
- DIB Bank Kenya Limited -16.85
- Sidian Bank Limited -17.52
- SBM Bank Kenya Limited -18.00
- Bank of Africa Kenya Limited -18.21
- Middle East Bank (K) -18.65
- HFC Limited 19.01
- Commercial International Bank CIB -19.43
- Credit Bank PLC -19.43
- Access Bank (Kenya) PLC -19.97
