The importance of getting an insurance policy for your crops and livestock cannot be over-emphasized.

And with the need for value-addition and products tailored to help farmers reap maximum benefits from their agri-business activities, Co-operative Bank of Kenya has developed insurance policies designed for farmers to help them gain the most from their farming.

Today, Bizna looks at what Co-op Bank’s insurance policy for both crops and livestock has to offer:


You will be covered against

  1. Yield shortfall due to:-
    • draught and/or excessive rainfall
    • hail
    • frost
    • windstorm
    • fire
    • uncontrollable pests and diseases
  2. Loss of production inputs are also covered as a result of the same factors.

Crops covered include:

  1. Wheat
  2. Barley
  3. Sorghum
  4. Maize
  5. Tea
  6. Vegetables
  7. Sugarcane
  8. Flowers
  9. Green house

To get covered you’ll need:

  1. Completely filled proposal form
  2. The expected income per acre
  3. The cost of production per acre
  4. Premium payment

The claiming process involves:

  1. Completely filled claim form
  2. Police abstract in the event of theft of livestock or poultry
  3. Vet claim form in the event of poultry



This policy covers farmers against loss/death of livestock as a result of the following:

  1. Accidental death due to lightening, floods, snakebites, windstorms
  2. Diseases of terminal nature
  3. Emergency slaughter on veterinary advice
  4. Forceful theft either in paddock or zero grazing units
  5. Transit risk within a radius of 250kms
  6. Calving complication
  7. Loss as a result of epidemics

Covered areas include:

  1. Cattle
  2. Horses
  3. Pigs
  4. Rabbits
  5. Sheep

To get covered you’ll need:

  1. Completely filled proposal form
  2. Premium payment
  3. Current veterinary and valuation report from local veterinary officer

The ages of livestock covered include:

  1. Cattle, sheep and goats below 10 years
  2. Cattle that are older than 90 days
  3. Sheep, goats and pigs older than 60 days
  4. Horses that are below 25 years but older than 3 months

The claiming process involves:


  • Completely filled claim form
  • Police abstract in the event of theft of livestock

To apply, you may CLICK HERE or visit your nearest Co-op Bank branch.


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