Wednesday, May 15, 2024

How to cover your family back home while you work abroad

Co-Op post

Nothing beats the assurance you have when you know you loved one will be given a decent send off once they pass way.

However for many people in diaspora this doesn’t come easy since they have a serious huddle of repatriating he bodies back home, a process that is not only tedious but also very expensive at a time of grief

One of the challenges facing Kenyans living abroad is the repatriation of deceased relatives back home and attendant unexpected expenses when immediate family members pass on back in Kenya.

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The unanticipated travel costs and contributions to the funeral expenses of their loved one can be onerous. The Co-op Diaspora product provides a perfect solution to this challenge.

The coverage offered under ‘Take Me Home’ eases the burden of repatriating an insured Kenyan deceased abroad, back home. This benefit ensures that the journey to their final resting place does not add an additional financial burden to the affected family and diaspora community.

This benefit is on a reinstatement basis and an additional premium is payable on payment of a claim within the cover period.

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The coverage offered under the ‘Return Ticket’ provides a solution for unexpected travel needs in the unfortunate loss of a nominated family member in Kenya. The benefit offers between Kes. 100,000 to Kes. 500,000 for traveling costs on a reimbursement basis.

This benefit is on a reinstatement basis and an additional premium is payable on payment of a claim within the cover period.

How to apply

Complete the application form and submit the executed form together with the supporting documents to your Diaspora Relationship Officer. Your application will then be processed and once approved you will receive a confirmation that your cover is active.

Claim processing requirements. What you need to make the your claim.

  • Death claim form
  • Notification through the Kenyan embassy
  • Postmortem
  • Certificate of identity. (Proof someone else knows the person)
  • Claim settlement will be made within 48 hours on full documentation and return of duly executed discharge voucher.

Return

  • Death claim form
  • Postmortem
  • Certificate of identity. (Proof someone else knows the person)
  • Claim settlement will be made within 48 hours on full documentation and return of duly executed discharge voucher.

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