Many Kenyan investors are now changing their investment strategies. The aim is to protect their money from inflation and rising living costs.
A recent report by Standard Chartered Bank shows that 78 percent of Kenyan investors have already adjusted their portfolios. Most are now moving away from risky assets and focusing on safer options.
One growing trend is the shift towards government bonds. Many investors prefer these because they offer stable returns. Some retail investors are now buying M-Akiba bonds starting from as low as Sh3,000.
Others are turning to gold and real estate investments. Gold is seen as a good way to protect money during uncertain times. Property in growing towns like Kitengela, Ruiru, and Juja is also becoming popular.
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Investment experts recommend real estate because it offers long-term value and stable rental income. Some land in these towns sells from as low as Sh400,000 (USD 3,000) per plot.
Digital assets like cryptocurrency are still attracting young investors. However, many are now approaching these investments with caution due to price swings and market instability.
Investors are also paying attention to dividend stocks. Companies with a history of steady dividend payments are gaining interest because they offer regular cash flow.
Some Kenyans are now looking at savings products such as Money Market Funds (MMFs). These funds offer returns of about Sh1,200 (USD 10) per Sh100,000 per month, which can help protect savings from losing value.
Real estate investment trusts (REITs) are also starting to catch the attention of local investors. These allow people to invest in property without the high capital usually needed.
In conclusion, Kenyan investors are quickly adapting to the changing economy. They are diversifying their portfolios to beat inflation and secure their financial future.
