KCB Group has announced a profit after tax of Sh68.4 billion for the full financial year 2025. This full year 2025 net profit was a growth of 11 percent from the profit the Sh60.09 billion net profit that the bank had realized in the previous full year 2024.
During the financial year under review, KCB Group’s subsidiaries contributed about 30 percent of the total profit after tax.
The banking group’s costs went down to 42.3 percent while total revenue grew by 4 percent to Sh214 billion.
Announcing the performance, KCB Group chief finance officer Lawrence Kimathi said that the non-performing loans went down by about 14 percent to Sh211 billion.
The non-performing loans ratio of 16.9 percent is current the lowest it has been for the banking group since the full year 2021. Locally, KCB Kenya’s non-performing loans went down to 19.9 percent.
During the financial year under review, the banking group saw its customer numbers grow by about 2 million from 32 million customers to 34 million. At the same time, the bank’s mobile lending increased by 30 percent, with the bank lending Sh544 billion.
“During the year, we supported the creation of 265,000 jobs and supported 4,260 students,” KCB Group chief executive officer Paul Russo announced.
Following these results, KCB Group has proposed to pay a final dividend of Sh3 per share. This dividend will now bring to the total dividend paid out for the full year 2025 to Sh7 per share. This comprises of the already paid out interim dividend of Sh2 per share and the paid out special interim dividend of Sh2 per share.
The ordinary dividend per share represents a 33 percent increase from the dividend payout that was done in the financial year 2024. The total payout for the full year 2025 will now amount to around Sh22.5 billion.
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On acquisitions, Mr. Russo said that the banking group is not considering making any local banking buyouts. “There is no consideration for an acquisition in Kenya. We divested the National Bank of Kenya in order to have a single focus for the growth of KCB Kenya,” he said.
Nonetheless, the banking group will continue to explore possibilities for expansion into the Ethiopian market.
