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Crypto Trading in Kenya Is Growing Fast
Across Kenya — from the tech scene in Nairobi to entrepreneurs in Eldoret and Mombasa — cryptocurrency is changing how people invest, save, and trade.
Peer-to-Peer (P2P) trading has quickly become the most popular way to start, allowing anyone to buy or sell digital assets like Bitcoin and USDT using M-Pesa.
And at the centre of this revolution is OKX — one of the world’s leading and most trusted crypto trading platforms.
But as more Kenyans join the crypto wave, one question always comes up:
“How do I make sure I’m not scammed?”
Here’s the good news — OKX’s P2P platform is built for safety. By following this five-step checklist, you can protect your money and trade crypto with confidence.
Understand the OKX Escrow — Your Digital Handshake
Every secure trade on OKX begins with its Escrow Service — a built-in safety feature that acts as a trusted middleman.
Here’s how it works:
- When you buy crypto, OKX locks the seller’s coins in escrow until you’ve paid and they confirm receipt. Only then does OKX release the crypto to your wallet.
- That means no one can take your money and vanish — your funds and assets are protected from start to finish.
Think of escrow as your digital handshake — one that ensures both sides keep their word.
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1. Check Their Report Card — Vet Your Trading Partner
Before you start a trade, take 10 seconds to check the seller’s or buyer’s OKX profile. It’s the simplest way to identify reliable traders.
Look for these key details:
- Completion Rate: Over 95% shows consistency and reliability.
- Total Trades: The higher the number, the more experienced the trader.
- Positive Feedback: A strong reputation built on verified reviews.

Pro tip: Avoid users with low completion rates or negative reviews — trust your instincts.
2. Keep Your Chat on OKX: Never Communicate or Pay Outside the App
Scammers love to lure new users away from the app with promises like “better rates” or “faster payments.” Don’t fall for it.
All communication must stay inside the OKX platform.
Why? Because OKX support can only protect you if the entire conversation and payment process happen on their system. Once you move to WhatsApp or Telegram, you lose all protection.
Stay inside OKX — that’s where your safety net lives.

3. The Golden Rule: The Payment Name MUST Match the OKX Name
Always confirm that the M-Pesa or bank account name matches the OKX user’s verified name.
- If you’re buying, make sure you’re sending money to the same name shown on the seller’s OKX profile.
- If you’re selling, double-check that the payment notification you receive matches the buyer’s OKX name before releasing crypto.
If there’s a mismatch, cancel the trade immediately. This helps you avoid third-party scams — one of the most common tricks in P2P trading.
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4. Confirm Funds Yourself — Don’t Rely on Screenshots
Fake payment receipts are one of the oldest scams in the book.
Before releasing your crypto:
- Open your M-Pesa or banking app directly.
- Confirm the money is in your account.
- Only then tap “Release Crypto” on OKX.
Never rely on screenshots, messages, or claims that “the money is sent.” Your account balance is the only truth.

5. When in Doubt, Let OKX Help: Use the “Need help” Button
If anything feels wrong — a delayed payment, an unresponsive buyer, or suspicious pressure — use the “Need Help” button inside your OKX trade window.
This instantly freezes the trade and brings in an OKX customer support agent to review all evidence. They’ll mediate the case and ensure the rightful party receives the crypto.
It’s like having an official referee on your side.

Trade Smart. Trade Secure. Trade with OKX.
P2P trading is more than just buying crypto — it’s your gateway to global financial freedom.
By following this five-step safety checklist, you’re not only protecting your money but also empowering yourself to trade confidently and securely.
Whether you’re a small business owner, freelancer, or first-time investor, OKX gives you the tools, security, and flexibility to grow your digital wealth in Kenya.
Start your crypto journey today at www.okx.com
Your money, your control — powered by OKX.