No one likes being broke. You can’t afford to dress well or to take your girl out to a fancy restaurant; you’re constantly evading the landlord. Life tends to suck big time and is always a struggle.

But as Peter Voogd puts it, it’s part of the process.

It’s asking the right questions, and taking the right action while in the struggle, that can change everything.

Absolute clarity

It’s easy to make decisions once you determine what your real values are.

Stop playing the victim role and take responsibility for your current state. It’s not the economy, your company, the lack of resources or even your location. It’s the lack of focus.

Clarity is the ultimate power, and if you want results you’ve never had you need to get 100 percent clear on what you want. Only when you take full responsibility for your current reality can you change it.

Your Confidence Account

Insecurities will destroy you, while real confidence will take you to a level very few attain.

If you don’t have confidence, you will always find a way to lose. Everything you accomplish is based on the confidence you have in yourself and your ability to “make it happen.” The bigger the goals, the bigger the challenges.

You must realize the moment you go after your biggest goals, obstacles will show up. They are there to test your character and faith, and to see if you are serious about your goals.

Shifting your circle of influence

There comes a point in your life when you realize who really matters, who never did and who always will.

If you hang around five confident people, you will be the sixth.

If you hang around five intelligent people, you will be the sixth.

If you hang around five millionaires, you will be the sixth.

If you hang around five idiots, you will be the sixth.

If you hang around five broke people, you will be the sixth.

It’s inevitable.