This article is a guide on how to pay NHIF via M-Pesa. National Hospital Insurance Fund (NHIF) is state cooperation by the government of Kenya with a mandate to provide Kenyans with health insurance.
Contributors are required to pay Ksh 500 per month to keep the cover active.
M-Pesa allows NHIF members to pay for services like monthly contributions and penalties without a struggle. Below are steps to follow
How to Pay NHIF Monthly Contributions
- Go to the Safaricom menu and select M-Pesa.
- Choose the Pay bill option.
- For the M-Pesa NHIF Pay bill number (business number), enter 200222.
- Enter your contributor’s National Identity card Number.
- Enter the amount to contribute.
- M-Pesa asks for your M-Pesa PIN. Enter your M-Pesa PIN and hit OK.
- M-Pesa gives you the confirmation screen. Carefully confirm that all the details are correct. Press OK to finish to pay NHIF via M-Pesa.
- You will receive an M-Pesa Transaction confirmation SMS.
How to Pay NHIF Penalty Via M-Pesa Paybill
Failing to pay your monthly contribution attracts a penalty from NHIF. Defaulters are charged Ksh 250 for every defaulted month.
Here is how you can pay the penalty via M-Pesa:
1. Go to M-Pesa and click ” Lipa na M-Pesa”
2. Enter “200222” as the NHIF Business number.
3. For account details, enter your National ID number then add the letter “Y” at the end i.e “32688811y”.
4. Enter Ksh 250 for every month you have defaulted.
5. Enter your M-Pesa PIN.
6. You will receive a confirmation message for the payment.
Note: This is only applicable to self-employed NHIF members.
M-Pesa Transaction Charges for NHIF
Paying for your NHIF cover via M-Pesa is not free. It comes with a small fee.
To calculate your actual NHIF monthly contribution, check this new NHIF rates table, whose premium deductions depend on your salary range.
| Min. Amount (Ksh) | Max. Amount (Ksh) | Charge (Ksh) |
| 10 | 49 | 3 |
| 50 | 99 | 5 |
| 100 | 499 | 22 |
| 500 | 999 | 22 |
| 1,000 | 1,499 | 22 |
| 1,500 | 2,499 | 22 |
| 2,500 | 3,499 | 33 |
| 3,500 | 4,999 | 33 |
| 5,000 | 7,499 | 33 |
| 7,500 | 9,999 | 33 |
| 10,000 | 14,999 | 33 |
| 15,000 | 19,499 | 33 |
| 20,000 | 24,999 | 33 |
| 25,000 | 29,999 | 33 |
| 30,000 | 34,999 | 33 |
| 35,000 | 39,999 | 44 |
| 40,000 | 44,999 | 44 |
| 45,000 | 49,999 | 44 |
| 50,000 | 70,000 | 55 |
How to Check NHIF Account Status Online
Checking account status on the web is easy and anyone can do it provided you have stable internet. It will take about a minute or two. Here is the step by step procedure:
1. With your internet-enabled device, get to the NHIF official website: www.nhif.or.ke
2. There is a self-service portal for you to sign up to gain access
3. If you are visiting the site for the very first time, you need to first register to receive the services.
There are three paramount requirements;
- The NHIF card number
- A valid email address
- A day working phone number in case they would like to reach up to you for inquiries or other reasons.
4. This follows several prompts to fill up other personal details which should be duly filled before saving or submitting.
5. Develop a password that you will use every time you log onto the portal, this should be easy to remember yet not so obvious.
However, it can be reset in case you have completely forgotten your password for the NHIF account status online inquiry.
Technically, this is how to create an NHIF self-service individual account.
6. Now, log onto the NHIF self-service portal and proceed on to get your NHIF account status online.
7. For the security of your bio, log out from the device after you are done checking the NHIF account status online Kenya.
How to check NHIF Account Status on Your Phone
NHIF has made it possible for insured and contributors to check their account status with just a few steps from the phone. The use of a mobile phone in checking NHIF account status is highly reliable and very easy to use.
Here is the procedure:
1. Go to the main menu on your mobile phone and select the message icon
If using an android phone just click on the icon.
2. This opens the message thread for the inbox, at the top there is a compose prompt, click on it.
3. At the message space, type ID, a space followed by the ID number, or the Passport number if applicable.
For example, ID 123456.
4. This message should be sent to 21101 which is the NHIF recipient.
Information regarding your NHIF account status will be processed and send back to you in a text message.
NHIF has been of help to several Kenyans by aiding in the medical fee. Thanks to Safaricom, Kenyan’s, especially self-employed, can pay NHIF fees with ease. Bizna Kenya updates you on all NHIF developments and changes.