An insurer has stopped providing comprehensive cover for five Toyota vehicle models and a some Suzuki cars.
The insurer, GA Insurance, says that it will now longer provide comprehensive coverage for all Suzuki car models that are priced at below Sh. 1 million.
At the same, the insurer will no longer provide insurance coverage for five Toyota models that include Toyota Porte, Toyota Sienta, Toyota Probox, And Toyota Succeed.
Thief steals man’s laptop, sends him apology, meets him and beats him up
“After a comprehensive review of our motor private book and the loss trends, we wish to communicate that there are vehicles whose usage has been misemployed and therefore have proven to be a challenge when settling claims,” said Kenneth Kagira, the GA Insurance business development manager.
The blacklisted vehicles will now only be covered under third party insurance package.
While the third-party insurance cover is cheaper and covers only third-party damages, the comprehensive car insurance Kenya cover offers wider coverage and is hence, slightly expensive.
Comprehensive motor policies cover both personal damages while third-party liabilities, standalone third-party car insurance cannot be used for own personal damages.
Third-party car insurance offers cover against any legal liability to a third party caused when you are at fault. It covers any damage or injury caused by the insured, to another person or property.
