An insurer has stopped providing comprehensive cover for five Toyota vehicle models and a some Suzuki cars.
The insurer, GA Insurance, says that it will now longer provide comprehensive coverage for all Suzuki car models that are priced at below Sh. 1 million.
At the same, the insurer will no longer provide insurance coverage for five Toyota models that include Toyota Porte, Toyota Sienta, Toyota Probox, And Toyota Succeed.
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“After a comprehensive review of our motor private book and the loss trends, we wish to communicate that there are vehicles whose usage has been misemployed and therefore have proven to be a challenge when settling claims,” said Kenneth Kagira, the GA Insurance business development manager.
The blacklisted vehicles will now only be covered under third party insurance package.
While the third-party insurance cover is cheaper and covers only third-party damages, the comprehensive car insurance Kenya cover offers wider coverage and is hence, slightly expensive.
Comprehensive motor policies cover both personal damages while third-party liabilities, standalone third-party car insurance cannot be used for own personal damages.
Third-party car insurance offers cover against any legal liability to a third party caused when you are at fault. It covers any damage or injury caused by the insured, to another person or property.