The number of Digital Credit Providers (DCPs) in Kenya has hit 227 after the Central Bank of Kenya (CBK) licensed 32 new lenders.
In a statement on Tuesday, April 14, CBK said the licensing is in line with section 59 (2) of the CBK Act and follows the licensing of 42 DCPs in December 2025.
“The Central Bank of Kenya (CBK) announces the licensing of an additional 32 Digital Credit Providers (DCPs). This is pursuant to Section 59(2) of the Central Bank of Kenya Act (CBK Act),” read part of the statement.
Digital Credit Providers (DCPs) are financial institutions that offer loans and credit services though digital platforms such as mobile apps, websites, or USSD.
ICBK officially started regulating the providers in 2022 to ensure consumer protection and transparency. According the regulator, over 800 applications have been received since March 2022, with many still under review pending the submission of the required documents.
“The focus of the engagements with DCPs has been inter alia on business models, consumer protection and fitness and propriety of proposed shareholders, directors, and management. This is to ensure adherence to the relevant laws and, importantly, that the interests of customers are safeguarded.”
As of November 2025, the licensed DCPs had issued 6.6 million loans valued at Sh109.8 billion.
The new licensed DCPs are:
- Abepot Credit Limited
- African Capital Limited
- Afrimoney Credit Limited
- Amaze Credit Limitedu
- Baecot Credit Ltd
- Beavers Credit Limited
- Becalob Credit Limited
- Betasoft Credit Limited
- Bluewave Cash Limited
- Dahawi Credit Limited
- Fluid Capital Limited
- Hakki Africa Limited
- Iboda Credit Limited
- Inkomoko Capital Kenya Limited
- Insight Credit Limited
- Izwe Loans Kenya Ltd
- Jawabu Biashara Limited
- Jefigs Credit Limited
- Karibu Credit Limited
- Kechita Capital Investment Limited
- Kopo Kopo Inc. Kenya Limited
- Lendara Credit Limited
- Lendbucks Ltd
- NJB Limited
- Novatok Credit Limited
- Primebridge Capital Limited
- Quickflex Ventures Ltd
- Rosky Credit Limited
- Sumpay Limited
- Tundar Capital Limited
- Wiresphere Limited
- Yehu Impact Limited
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