Haraka Mobile Loans: Haraka loans are accessed through an android phone after downloading and installing the Haraka loan app. Use referral code F8YFHVH to get Ksh. 100 rewarded to you as a new member.

Before applying for a loan,an individual is required to sign up using their facebook account. Users must have an mpesa account where loans will be sent to. Loan repayment period is between 7 days to 30 days(1 month).

To get Haraka mobile loans, you need to do the following:

1. Download the app

You need to download the app from the Google Play store here.

2. Create an account

Once you have the app, register a new account. You will need a Facebook account to create an account.

3. Fill in personal details

You will need to fill in personal details once you have logged in after creating an account. Some of the details that are required include:

  • Name
  • ID Number
  • Email
  • M-Pesa Number (Referred to as Wallet Number)
  • Date of birth

4. Apply for loan

Once you filled the details above, the app will let you know how much money you will be able to borrow. The repayment period can be between 7-30 days. Once you choose the loan amount and the repayment period, the money will be sent to your phone via M-Pesa.

The loan interest is 23.45 per cent. For instance, a loan of Ksh. 750 borrowed for a month will attract an interest of Ksh. 175.90 which will make the loan repayment amount to be Ksh. 925.90.

How to repay Haraka loan via MPesa

5. Others

You have to be between under 60 years old to get a loan.

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