Kenya’s Savings and Credit Cooperative Societies (SACCOs) remain one of the most trusted savings institutions for professionals across various sectors.
Beyond secure savings accounts and loan products, Saccos reward members through dividends on share capital and interest on deposits.
As of March 2026, several Saccos have released their financial results for the year ended December 31, 2025, offering insight into their performance.
The reports also detail the dividends paid to members and the interest earned on non-withdrawable deposits, as shown below:
| SACCO | DIVIDEND RATE (%) | INTEREST ON DEPOSIT (%) |
| Nyati DT SACCO
Tower SACCO Society Limited |
21
20 |
11.3
13 |
| Ports SACCO | 20 | 12.5 |
| Yetu DT SACCO Limited | 19 | 13 |
| Unison SACCO | 18.5 | 12.6 |
| Nation DT SACCO | 18 | 10 |
| Ollin SACCO | 17.5 | 12.2 |
| Kenya National Police DT SACCO | 17 | 11 |
| Hazina SACCO | 17 | 10.75 |
| Suluhu DT SACCO | 17 | 11.8 |
| Cosmopolitan DT SACCO | 16.5 | 12.05 |
| Winas SACCO | 16.5 | 12.5 |
| Stima SACCO | 16 | 11 |
| Capital SACCO | 16 | 9 |
| Trans Nation SACCO | 15 | 12.5 |
| Mentor SACCO | 15 | 12.5 |
| Simba Chai SACCO | 15 | 11 |
| Nawiri SACCO | 15 | 15 |
| Daima SACCO | 15 | 10 |
| Imarisha SACCO | 15.01 | 10.5 |
| Newfortis SACCO | 14 | 13 |
| Boresha DT SACCO | 13 | 9.5 |
| Shirika DT SACCO | 10 | 10.5 |
Also Read: Ndindi Nyoro: This is how I would invest a lumpsum of Sh20 million
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